Now, employees can withdraw their provident fund savings to pay hospital bills in case of serious illness by submitting a self-declared form to the Employees’ Provident Fund Organisation. The Labour Ministry has notified on April 25 doing away with the requirement of EPF subscribers to get their employer’s approval or submit doctor certificates to withdraw provident fund savings for medical purposes.
Employees with EPF accounts are allowed to withdraw provident fund savings up to six months’ salary in cases of hospitalisation for at least a month, major surgical operation or in case they are suffering from tuberculosis, leprosy, paralysis, cancer and heart ailments.
Earlier, employees were required to produce a certificate from the employer stating that the Employees’ State Insurance Scheme facility is not provided to them along with a doctor’s certificate of serious illness. Physically challenged employees will also not be required to produce a certificate from a medical practitioner to withdraw their EPF savings for purchasing equipment or aids.